Insurance Programs Built for Low Voltage Contractors

Specialized Property & Casualty insurance guidance for security, alarm, structured cabling, CCTV, access control, telecom, data wiring, AV, building automation, and technology integration contractors.

We work with low voltage and technology-focused contractors with annual revenue typically ranging from $500,000 to $20 million. Our role is to help you build a stronger insurance program, reduce coverage gaps, meet contract requirements, and stay better positioned with carriers as your business grows.

Generic Insurance Advice Can Create Expensive Problems

Low voltage contractors face unique risks involving technology systems, data cabling, security devices, and jobsite demands that generic insurance programs often overlook. We identify these issues early to prevent renewal complications, contract delays, and uncovered claims.


Your work often blends:

  • Physical Installation
  • Design & Configuration
  • Software, Data & Connectivity
  • Ongoing Service & Monitoring


Many agents treat this like standard electrical for contracting work.  It's not.  We position your account properly and reach markets that are comfortable with low-voltage and technology-driven work, across security, CCTV, access control, cabling, telecom, AV, building automation, and multi-state service operations.


We focus specifically on low voltage operations, contracts, and risk exposures so coverage is aligned with the work you actually perform.

Who We Help

  • Security & Alarm Contractors
  • CCTV & Surveillance System Installers
  • Access Control Contractors
  • Technology Integrators
  • Telecom & Data Wiring Contractors
  • Smart Building & System Integration Firms
  • Structured Cabling Firms
  • Building Automation & Controls


Coverages We Provide:

  • General Liability & Product Liability
  • Professional Liability / E&O (Tech E&O)
  • Umbrella & Excess Liability
  • Commercial Auto + Hired & Non-Owned Auto
  • Property - Buildings, Tools & Equipment
  • Installation Floater
  • Workers Compensation
  • Cyber Liability, D&O, EPLI & much more


Property & Casualty Placement

We help place and manage core insurance lines including General Liability, Workers’ Compensation, Commercial Auto, Umbrella, Inland Marine, Property, Cyber, and E&O.  As part of Insurance Office of America, one of the largest independent agencies in the country, we work with a broad carrier network including well known and specialty carriers who want your business.

Renewal Strategy

We help prepare the account for market by reviewing exposures, loss history, fleet changes, payroll, revenue, new services, and carrier positioning.  We provide guidance on the loss controls you should have in place and present to carriers to help position you as a preferred risk.

Contract Insurance Review

We help review insurance requirements involving additional insured wording, waiver of subrogation, primary and noncontributory language, completed operations, umbrella limits, and project-specific requirements.

Claims & Service Support

We provide full service account management and assist with claims, certificates, endorsements, vehicle changes, coverage questions, and day-to-day service needs throughout the policy year.  We also provide high level loss control & risk management recommendations to make sure that underwriters see a well managed, safety conscious organization when they review your submission file.

Want a Cleaner Look at Your Current Insurance Program?

Lets Talk:

If your business is growing, taking on larger contracts, expanding into new states, or dealing with stricter customer requirements, it may be time to review whether your insurance program is keeping up.